We appreciate you taking the time to visit with us... 

To ensure your safety and confidence, our application process is secured to the highest level.

To apply for your new home loan, whether it be to get pre-approved for your dream home purchase or to get your current home refinanced with or without cash out, please see the section below titled "How to Submit Your Application"

We offer the best mortgage tools available - easy, convenient, prompt and courteous service, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.

Applying for a loan? Our online application process is conveniently designed to effortlessly walk you through the application with ease and no stress. After you submit an application, you can check loan status at your convenience via phone, email or text with your loan officer.

Purchasing a new home? Congratulations on your decision to buy a new home! There are many important things to consider throughout the process, especially if you're a first-time homebuyer.

 

Refinancing or Remodeling your home? If you are planning on remodeling your home - be it a kitchen, bathroom or backyard - or looking for a reduced rate or payment amount on your existing loan, you can contact one of our mortgage professionals who will help find the perfect loan for you.

 

Once you are ready, click on "Full Application".  We look forward to putting our mortgage services to work for you!

How To Submit Your App:

Loan Application Submission Process:
Once you select us to obtain your home loan, you'll be amazed at how quickly and simply the loan process moves. Before you know it, you'll have a mortgage that suits your lifestyle and saves you money. Throughout the loan-application process, we provide you with regular updates. You can also e-mail or text us with questions or new information. And if you want assistance, a mortgage expert who can answer questions is just a phone call, email or text away.

Here's an overview of the loan-application process

STEP ONE -- Apply Now! Getting started is easy to apply for your new home loan, whether it be to get pre-approved for your dream home purchase or to get your current home refinanced with or without cash out, please click the link titled "Full Application". The application is a simple and easy one to complete in an interview style format.  At the time of submittal, MetaSouth will then be notified that you have completed your application and are ready to proceed.
STEP TWO -- Credit Report Purchase
Once you have submitted the application, please click on the Purchase Credit Report option in the Menu Bar.  There you will choose the option for the Tri-Merge Credit Report. You will then be asked to sign into your existing account or create a new user account in the PayPal site.  Once signed in, you will have the ability to pay either with your PayPal account or with a credit card. Once paid, PayPal will then email you a receipt for your payment and at the same time notify us of your proof of payment.

Upon completing this process, the application and the credit report payment will go to your loan officer for immediate processing. Once the loan officer receives your application and credit report payment, she or he will then start the process for your pre-approval which includes pulling your credit report, and emailing it to you for your review. This is to ensure that everything is correct on the report before proceeding. The turn time for your pre-approval is usually within 30 minutes to an hour depending on the complexity of your application.

Once this is done, the loan officer will then provide you with the loan program that best suits you, your needs, your goals and your situation.

Simple, Straightforward, Cost Effective, and FAST!